:root{--navy:#0d2038;--blue:#163a5f;--gold:#b79a64;--white:#fff;--soft:#f5f6f7;--text:#252a30;--muted:#69717a;--line:#e3e6e8}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.65}.container{width:min(1160px,calc(100% - 40px));margin:auto}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.nav{height:82px;display:flex;align-items:center;justify-content:space-between}.brand{color:var(--navy);text-decoration:none;display:flex;flex-direction:column;line-height:1}.brand span{font-family:"Playfair Display";font-weight:700;font-size:22px;letter-spacing:1px}.brand small{font-size:10px;letter-spacing:5px;margin-top:6px}.menu{display:flex;gap:27px;align-items:center}.menu a{color:var(--text);text-decoration:none;font-size:14px;font-weight:600}.menu-btn{display:none;background:none;border:0;font-size:26px}
.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--navy);color:white!important;text-decoration:none;padding:15px 23px;border-radius:4px;font-weight:700;border:1px solid var(--navy);transition:.2s}.btn:hover{transform:translateY(-2px);background:var(--blue)}.btn-small{padding:11px 16px}.btn-outline{background:transparent;color:var(--navy)!important}.btn-light{background:#fff;color:var(--navy)!important;border-color:#fff}
.hero{background:linear-gradient(120deg,#f8f7f4,#fff);padding:90px 0}.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:70px;align-items:center}.eyebrow{font-size:12px;font-weight:800;letter-spacing:2px;color:var(--gold);margin:0 0 12px}.hero h1,h2{font-family:"Playfair Display",serif;color:var(--navy);line-height:1.12}.hero h1{font-size:clamp(42px,6vw,70px);margin:0 0 22px;max-width:780px}.lead{font-size:19px;color:var(--muted);max-width:690px}.lead.small{font-size:17px}.actions{display:flex;gap:12px;margin:32px 0}.checks{display:flex;flex-wrap:wrap;gap:12px 22px;font-size:13px;color:#58616a}.hero-card{min-height:430px;background:var(--navy);color:#fff;padding:50px;display:flex;flex-direction:column;justify-content:flex-end;position:relative;overflow:hidden}.hero-card:before{content:"";position:absolute;width:280px;height:280px;border:1px solid rgba(183,154,100,.5);border-radius:50%;right:-70px;top:-60px}.monogram{font-family:"Playfair Display";font-size:72px;color:var(--gold);margin-bottom:auto}.hero-card p{letter-spacing:2px;text-transform:uppercase;font-size:12px}.hero-card strong{font-family:"Playfair Display";font-size:29px;line-height:1.2}
.section{padding:92px 0}.soft{background:var(--soft)}h2{font-size:clamp(34px,4vw,48px);margin:0 0 14px}.intro{color:var(--muted);margin-bottom:35px}.cards{display:grid;gap:18px}.four{grid-template-columns:repeat(4,1fr)}.two{grid-template-columns:repeat(2,1fr)}.card{background:#fff;border:1px solid var(--line);padding:30px;min-height:220px;transition:.2s}.card:hover{transform:translateY(-4px);box-shadow:0 16px 40px rgba(13,32,56,.08)}.card.dark{background:var(--navy);color:#fff}.card.dark h3,.card.dark .text-link{color:#fff}.card h3,.features h3{font-family:"Playfair Display";font-size:23px;color:var(--navy);margin:15px 0 8px}.card p{color:var(--muted)}.dark p{color:#dce2e8}.icon{font-size:12px;color:var(--gold);font-weight:800;letter-spacing:2px}.text-link{color:var(--blue);font-weight:700;text-decoration:none}
.area{min-height:190px}.cta{background:var(--navy);color:#fff;padding:58px 0}.cta h2{color:#fff}.cta p{color:#dce2e8}.cta-grid{display:flex;justify-content:space-between;align-items:center;gap:40px}.gold{color:#d3b57e}.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.visual{min-height:420px;background:linear-gradient(135deg,var(--navy),#1f4d78);color:#fff;display:flex;flex-direction:column;justify-content:center;align-items:center;border:12px solid #f0ece5}.visual span{font-family:"Playfair Display";font-size:42px}.visual strong{letter-spacing:8px;color:var(--gold)}.visual small{margin-top:20px}.features{margin-top:60px}.features article{border-top:2px solid var(--gold);padding-top:18px}.features p{font-size:14px;color:var(--muted)}
.info-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px}.info-card{background:#fff;border:1px solid var(--line);padding:15px 35px}.info-card div{display:grid;grid-template-columns:150px 1fr;gap:20px;padding:18px 0;border-bottom:1px solid var(--line)}.info-card div:last-child{border:0}.info-card small{color:var(--muted)}.info-card strong{font-size:14px}
.faq-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px}.faq details{border-bottom:1px solid var(--line);padding:20px 0}.faq summary{cursor:pointer;font-weight:700;color:var(--navy);font-size:17px}.faq details p{color:var(--muted)}.center{text-align:center}.final{padding:75px 0}
footer{background:#081727;color:#cbd4dc;padding:65px 0 25px}.footer-grid{display:grid;grid-template-columns:1.3fr .7fr 1fr 1.3fr;gap:45px}.brand.light{color:#fff}.footer-grid h4{color:#fff}.footer-grid a{display:block;color:#cbd4dc;text-decoration:none;margin:7px 0}.footer-grid p{font-size:13px}.bottom{border-top:1px solid #26384a;margin-top:45px;padding-top:20px;display:flex;justify-content:space-between;font-size:12px}.bottom a{color:#cbd4dc}
.float-wa{position:fixed;right:22px;bottom:22px;z-index:40;background:#1e8b55;color:#fff;text-decoration:none;padding:13px 18px;border-radius:50px;font-weight:700;box-shadow:0 8px 25px rgba(0,0,0,.2)}
@media(max-width:850px){.menu-btn{display:block}.menu{display:none;position:absolute;top:82px;left:0;right:0;background:#fff;padding:20px;flex-direction:column;align-items:stretch;border-bottom:1px solid var(--line)}.menu.open{display:flex}.hero{padding:60px 0}.hero-grid,.about-grid,.info-grid,.faq-wrap{grid-template-columns:1fr}.hero-card{min-height:300px}.four,.two{grid-template-columns:1fr}.cta-grid{flex-direction:column;align-items:flex-start}.footer-grid{grid-template-columns:1fr 1fr}.bottom{flex-direction:column;gap:8px}.info-card div{grid-template-columns:1fr;gap:3px}.section{padding:65px 0}}
@media(max-width:520px){.container{width:min(100% - 28px,1160px)}.hero h1{font-size:42px}.actions{flex-direction:column}.footer-grid{grid-template-columns:1fr}.float-wa span{display:none}.hero-card{padding:32px}.section{padding:55px 0}}